Car Finance Options
At DS Cars, we understand that buying a car is a big decision, and we're here to make it easier for you. Whether you're after your first car or upgrading to something new, we offer flexible and affordable car finance options to suit your budget and lifestyle.
Why Choose DS Cars for Your Car Finance?
Flexible Plans
Tailored to fit your budget, with options to suit various credit profiles.
Quick & Easy
The process is straightforward, and we're here to help every step of the way.
Competitive Rates
We work with leading finance providers to bring you the best rates possible.
No Hidden Fees
We believe in transparency, so you'll know exactly what you're paying and when.
Our Finance Options
Hire Purchase (HP)
With Hire Purchase, you'll make fixed monthly payments over an agreed period. At the end of your agreement, you'll own the car outright. Perfect for long-term ownership.
- ✓Flexible terms: 12 to 60 months
- ✓Fixed payments: No surprises
- ✓Own the car: It's yours at the end
Personal Contract Purchase (PCP)
PCP offers lower monthly payments with flexibility at the end. Choose to make a final payment to own the car, or hand it back and choose a new one.
- ✓Lower payments: More affordable monthly
- ✓Flexible options: Buy or return
- ✓Part-exchange: Trade in for your next car
How to Apply for Finance
Choose Your Car
Browse our range and find the perfect car for you.
Apply Online
Complete our easy online finance application form.
Get Approved
We'll review and respond quickly—often within hours.
Drive Away
Once approved, drive away in your new car!
Our Trusted Finance Partners
We work with leading UK finance providers to offer you the best rates.
Frequently Asked Questions
What do I need to apply?
You'll need proof of identity (passport or driver's license), proof of address (utility bill), and proof of income (payslips or bank statement).
Can I get finance with bad credit?
Yes, we work with lenders who specialise in bad credit finance. We'll help find a suitable option based on your situation.
How long does approval take?
In most cases, you'll receive a decision within a few hours. Times may vary depending on individual circumstances.
Can I pay off early?
Yes, you can usually pay off your finance early without penalties. This can help reduce the total interest you pay.
Ready to Get Started?
If you're ready to find your next car and finance it with ease, contact DS Cars today. Our team is here to help you with every step of the process.